Customer Account Information Privacy Policy
Farm Bureau® Mutual Insurance Company of Arkansas, Inc. and/or Southern Farm Bureau Casualty Insurance Company
[hereinafter referred to as "Farm Bureau Insurance"] recognize our customers' expectation of data security and
our responsibility to fulfill this expectation. Therefore, we want our customers to understand our data security policies
and practices; and we want to provide as much information as necessary to assist in this understanding. Farm Bureau Insurance
considers customer data security to be one of our highest priorities. We take seriously our commitment to ensure that the identity
of our customers and their account information is safeguarded. We maintain appropriate security standards and procedures regarding
unauthorized access to customer information.
Online Security
We have made substantial investments to secure customer data from Internet theft, disclosure, or intrusion. In addition to firewall
technology, we have installed highly sophisticated Internet intrusion detection tools. All personal information contained in the My
Account portion of this website is securely transmitted using strong 128-bit SSL encryption. This is considered the highest level of
security available for today's web browsers.
A Privacy Notice
On Behalf of: Southern Farm Bureau Casualty Insurance Company and Farm Bureau Mutual Insurance Company of Arkansas, Inc. When you
see the words, we, us, or our within this Privacy Notice, you should understand that those words refer to Southern Farm Bureau Casualty
Insurance Company and/or Farm Bureau Mutual Insurance Company of Arkansas, Inc.
Our Commitment to Safeguarding Your Privacy
This Privacy Notice is being provided to you to inform you of our practices and procedures regarding the sharing of nonpublic personal
information. Nonpublic personal information is personally identifiable financial information about you, your family,
or your household that we may obtain directly from you, that we may obtain as a result of our business dealings with you, or that we may obtain from any other source.
We do not engage in the practice of disclosing your nonpublic personal information to nonaffiliated third parties other than, as necessary, to provide quality insurance
and financial services to our customers. For instance, we do not sell your name, address, or telephone number to telemarketers or to direct mail solicitors. We do
not engage in "list-selling", and we do not offer your personal information to publishing houses, retailers, or coupon companies.
During the continuation of our customer relationship with you, we will also provide you with a copy of this Privacy Notice at any time that you request in writing
a copy of this Privacy Notice. Further, because federal and state laws, regulations, and business practices can change at any time, we may revise this
Privacy Notice accordingly.
Information We May Collect and Use
During the course of reviewing your application for insurance coverage and deciding whether or not to underwrite the insurance policy for which you have applied,
and, if we issue you a policy, during the course of providing services to you as required by the policy, we collect and evaluate information from the following sources:
- Information we receive from you on applications and other forms;
- Information about your transactions with us, our affiliates, or others;
- Information we receive from consumer reporting agencies; and
- Information we receive from a state or federal agency.
It is important for us to collect and use this information to properly provide, administer, and perform services on your behalf.
We could not provide optimum service to you without collecting and using this information.
Information We May Disclose
We regard all of your personal information as confidential. Therefore, we do not disclose any nonpublic personal information about our customers or former customers to anyone
except as permitted by law. In the course of conducting our business dealings, we may disclose to other parties certain information we have about you.
These disclosures are only made in accordance with applicable laws, and may include disclosures to reinsurers, administrators, service providers, consultants, and regulatory or
governmental authorities. Furthermore, certain disclosures of information will be made to your Farm Bureau insurance agent and any Farm Bureau personnel authorized to have access
to your personal information for the purpose of administering your business and providing services to you.
We may disclose the following categories of information to companies that perform services on our behalf or to other financial institutions with which we have joint marketing agreements:
Information we receive from you on applications or other forms,
such as your name, address, social security number, or county
Farm Bureau membership number;
Information about your transactions with us, our affiliates,
or others, such as your policy coverage, premium, loss history,
and payment history; and
Information we receive from a consumer-reporting agency, such as
your creditworthiness and credit history.
These entities with whom we share personal information are required to maintain the confidentiality of that information. We do not authorize these parties to use or disclose
your personal information for any purpose other than for the express purpose of performing work on our behalf or as required or permitted by law.
How We Maintain the Confidentiality and Security of Your Information
We carefully restrict access to non-public personal information to our employees, our independent contractor insurance agents, our service contract providers,
and our affiliates and subsidiaries. The right of our employees, our independent contractor insurance agents, our service contract providers, and our affiliates
and subsidiaries to further disclose and use the information is limited by our employee handbook, agent's manual, applicable law, and non-disclosure agreements where
appropriate. We maintain physical, electronic, and procedural safeguards that comply with federal and state law to guard your non-public information.
Conclusion
If you have any questions or comments concerning this Privacy Notice or our privacy standards and procedures, please write us at Post Office Box 31, Little Rock, Arkansas, 72203. Our functional regulator is the State of Arkansas Department of Insurance. If we cannot resolve your concerns or answer your questions, feel free to contact our regulator.
This Privacy Notice describes our companies' privacy policy and practices in accordance with the Gramm-Leach-Bliley Act, 15 USC §6801, and with various state-specific privacy/financial information laws and
regulations in the states in which our companies do business.
If you should have any questions about how we protect your privacy or would simply like more information, please do not hesitate to contact us.